Introduction
Child care costs can rival rent or even a mortgage, putting families under pressure to choose between quality care and financial security. Missouri offers assistance programs to help families bridge the gap and understanding these can be a game-changer for your budget and peace of mind.
Why Child Care Costs Are High
From staff wages and training to food, rent, and supplies, running a quality child care program is expensive. These costs are often passed down to families. What Assistance is Available?
Missouri offers several types of financial support:
Child Care Subsidy Program – This state-administered program helps eligible families pay for part or all of their child care.
Sliding Scale Fees – Some providers adjust fees based on income.
Head Start/Early Head Start – Federal programs that offer free care to low-income families.
Who Qualifies?
Eligibility depends on income, family size, work/school status, and the child’s age. Parents must usually be working, seeking work, or enrolled in school/training.
How to Apply
Complete an online application through Missouri’s Department of Social Services.
Submit proof of income and employment.
Choose a licensed provider that participates in the program.
Benefits of Assistance
Reduced out-of-pocket costs
More options for quality care
Ability to continue working or studying
Greater family stability